Commercial Insurance

You didn't build your business overnight. The long hours, the sacrifices, the risks you took to get here—they all add up to something worth protecting. At JAMCO Insurance, we help Texas business owners find commercial coverage that keeps their operations secure without breaking the bank. As an independent agency, we shop 38 carriers to find policies tailored to your industry and your budget. From general liability to workers' comp, we've got you covered. Let's protect what you've built.

General Liability

Bundled coverage combines liability, property, and interruption insurance.

Commercial Property

Protects buildings, equipment, inventory, and other business physical assets.

Business Owners Policy (BOP)

Protects employees and businesses from workplace injury expenses and claims.

Workers Compensation

Protects professionals from claims of mistakes or negligent service.

Professional Liability

Coverage for vehicles used in business operations and activities.

Commercial Auto

Customizable bundle of multiple commercial coverages in one policy.

Directors & Officers

Protects company leaders from personal liability for management decisions.

Cyber Liability

Covers data breaches, cyberattacks, and network security failures.

Inland Marine

Protects mobile equipment and property in transit or off-site.

Builder's Risk

Covers buildings and materials during construction or renovation phases.

Commercial Umbrella

Provides additional liability coverage above underlying policy limits.

Crime Insurance

Protects against employee theft, fraud, and criminal acts.

Commercial Flood

Covers building and contents damage from flooding events.

Business Interruption

Replaces lost income when covered losses force temporary closure.

Hired & Non-Owned Auto

Covers liability from rental and employee-owned vehicles used for business.

Liquor Liability

Protects businesses serving alcohol from intoxication-related claims.

Surety Bonds

Guarantees performance and compliance with contractual obligations.

Excess Liability

Provides additional liability coverage above underlying policy limits.

Tenant Improvements

Covers alterations and improvements made to leased commercial space.

Hospitality Insurance

Specialized coverage for hotels, motels, and lodging businesses.

Restaurant Insurance

Comprehensive coverage for dining establishments and food service operations.